budget

Costco stock up: This is what $635 looks like

/ Re-Farmer / 4 Comments

I am so glad to be home.

I forgot. We’re coming up on a long weekend. Even though today is Thursday, Costco was insanely busy! When I was done, it took several minutes going further and further to the back of the store before I found the end of the line I needed. The self check out line was almost as long!

Thankfully, everything went quickly.

Before going to Costco, though, I made a stop at the mall nearby for breakfast, then made a quick run through the Dollarama. I found a few things for both kitchen and garden, totaling just over $35 – including a couple of boxes of McKenzie Seeds wildflower mix. I’m considering trying again in the same spot I tried winter sowing last year, only this time, I want to find some way to keep the cats from digging and rolling all over it, even though I never removed the leaf litter mulch. We really need more wildflowers for the pollinators. I’ve left the sections of the old garden area uncut because they were pretty much the only things blooming right now. Once they start dying back, I’ll start working on taming the jungle. I’m not seeing as many pollinators lately, though. The constant smoke from the wildflowers is causing them problems.

I also got a couple of metal pinwheels that are weather vanes, so they will turn with the direction of the wind to spin. I plan to set one beside the peas that are trying to recover, and another near the plum and apple saplings. The plastic pinwheels I have now don’t seem to catch the wind very well, but something that moves with the wind should work better to distract the deer.

I’m glad I didn’t stop to get a bit of gas on the way into the city. I normally put in just a few bucks if I’m expecting to drop below half a tank. I did stop at the gas station in my mother’s town along the way, but that’s because the truck informed me that I was low on washer fluid. The only fluid I have in the truck right now is for winter. Gas prices there were $1.349/L At Costco, it was $1.199/L!! There rest of the city was $1.339/L It cost me $67.15 to fill my tank.

When it comes to shopping at Costco, this is where we bulk buy most of our non-food items, so that took up a significant portion of the budget. This is what $636.55 looks like.

There were two things on my list I didn’t get, because Costco doesn’t carry them. Those are for the next Walmart trip. I lost count somewhere along the line, as I ended up going a bit over my budget for this shop, when I thought I was still under budget. Ah, well.

With the long receipt, I ended up taking two pictures of it.

Unfortunately WP messes one of them up, due to the different dimensions. You should be able to see it properly if you click on the image.

For the non-food stuff, we got:

  • scent free laundry detergent
  • puppy pads
  • four 9kg bags of dry kibble
  • one case of canned cat food
  • toilet paper
  • Shake ‘n’ Feed fertilizer (on sale)
  • a 2 pack of parchment paper

All of that cost $250 and change before taxes.

*sigh*

For beverages, there is a flat of Monster energy drink, which I will be paid back for, and a 3 pack of oat milk for the girls.

Then there’s the actual food:

  • spaghetti
  • Ramen noodles
  • 2 pack of Honey Nut Cheerios (on sale)
  • 2 jars of Hellman’s Mayo (the sale price made them cheaper than the Kirkland brand)
  • double flat of eggs (5 dozen)
  • 4 pounds butter
  • Old Cheddar, 1 block
  • Mozzarella, 1 block
  • pork tenderlion
  • pork sausage (on sale)
  • two packs of drumsticks (on sale)
  • two rotisserie chickens (cheaper than raw, whole chickens)
  • two 2 packs of salad mix
  • Basmati rice
  • two 2 packs of rye bread
  • two 2 packs of wraps
  • 1 bag hazelnuts

The food and drink part of the shop came to about $348 and change, before taxes.

What I didn’t get was beef. I checked out a fairly small flank steak, and it was over $88! A family pack of stew meat was over $43. They had a sale on ground beef, but they came in long chubs that all cost in the $60 range, before discount. Then there were the larger cuts of beef that were in the $200 plus, range. *choke* Even the pork is starting to creep up in price again.

We aren’t even going to be able to buy a beef share this year. Normally, we would have made payments throughout the year until they butchered in the fall. We already dropped from a quarter beef to an eighth, the last time we got a beef share, because of how tight our budget got once we had truck payments. We talked when I met to pick up the meat in January, and she said they weren’t sure what they were going to be doing, nor what price/pound they’d have to charge yet. All they knew for sure was that they were going to have to increase the price. So we didn’t start making payments at the beginning of the year, like I planned. Which, I suppose, worked out for the best, because we’ve had so many things needing to be replaced or repaired – and we’re still not done with that – that we couldn’t have made monthly payments this year, anyhow. They haven’t updated their website, nor have they announced anything on their social media pages, so I have no idea if they were even still selling beef shares.

I wonder if we can buy a steer from the farmer that rents most of this property? We have enough pasture in the outer yard to sustain 1 or 2 calves. Then butcher in the fall.

Oh, dear Lord. I just looked up the average prices for feeder steers and heifers, per hundredweight, in Canada right now.

*choke*

Never mind that idea! Yeah, we’d save money in the long run, but yikes! No wonder beef prices are so high right now!

Okay, so beef is going to be a rare treat for the next while.

😢😢

Anyhow.

That’s our Costco stock up shop for this month. It won’t last us the month, either.

*sigh*

Oh, that reminds me. Our federal overlords graciously “gave” people on CPP and CPP Disability a 2.7% raise that kicked in for July’s payment, which was a couple of days ago. My husband gets both CPP Disability, plus Disability through his private insurance with SunLife. With private insurance he was “allowed” to make a certain amount above the payments, then everything else gets deducted. The CPP Disability uses up all that “allowance”, which is why I can’t get a job. Anything I earn would be deducted from his SunLife disability payments.

He recently got a letter from SunLife telling him what his payments will be, starting at the end of July, meaning today.

Yup. While the CPP Disability payments went up by a few bucks, his SunLife payments went down by a few bucks.

They cancelled each other out.

🤦‍♀️🤦‍♀️🤦‍♀️

Honestly, I thank God that the company my husband worked for had such a good insurance plan. It’s keeping us afloat. I also thank God that we have the arrangement with my brother to live here and take care of the place in exchange for rent. We still have to be creative in making ends meet – like making these trips to the city to buy in bulk and stock up where we can. Especially in years like this, where we have next to nothing to harvest from the garden, never mind preserve for winter. Like my SIL said about their own garden, years ago: if we had to rely on our garden, we’d starve!

Well, it is what it is, and we do what we can with what we have.

What other choice is there?

The Re-Farmer

Stock up shop: this is what $719.89 in total looks like

/ Re-Farmer / Leave a comment

Today has turned out to be a gorgeous day. Nice and sunny and, while the temperatures hovered just below freezing, things were melting all over. Most importantly, the roads were clear and, for the most part, dry!

I went into the city today to do the Costco stock up trip, but I was also on the hunt for a heat mat for our newly potted up, pre-germinated winter squash seeds, down in the chilly basement dungeon. Now that they are potted up, I made sure to turn the grow light on for them before I left for the city.

Today being Sunday, Costco opened at 10am. I left after 9 and my first stop was actually a mall, where I hoped to get some breakfast. Most of the food court wasn’t opening until 11, though, which left me with about 15 minutes to burn, so I checked out a Dollarama. I wasn’t planning anything specific to get there, but I did find things we needed.

This is what $41.16 looks like.

I got three clear dining table protectors, though I still have one unopened package left from last year. I will likely use these to put over the raised bed cover that I plan to move into the old kitchen garden, and turn it into a mini-greenhouse/cat barrier. I also grabbed two shorter over-the-door hooks for our entry closet door. We have a lot of things that need to be hung out of cat range, and these will fit over each half of the folding closet door. I was running low on masking tape, so I grabbed a roll. There’s a spray bottle I grabbed as well. We have so many of them, both for using with plants and for training the cats, and they all keep disappearing! I had to steal a cat training one for the seed starting set up, so I got one to replace it.

My favourite giant mug I used for tea started to develop cracks, so I’ve been on the hunt for a very large mug for a while now. I ended up finding a novelty Canada mug that is the largest I’ve been able to find, so I grabbed it. It’s still not as large as the one it’s replacing – that one held almost a full liter – but it’ll do!

When I headed out this morning, I was wearing a hooded sweatshirt with the hood up, and forgot to grab a hat. I felt naked without a hat, so when I found a white version of the blue sequin one my daughter bought for me a while back, I snagged it. Last of all, I got another hard sided re-useable bag to hold it all.

By the time I was done, it was past 11, and I was able to find somewhere to get “breakfast” that fit into my Lenten fast from sugar and simple carbs (which is remarkably hard to do! They’re in everything!). After that, my next stop was a nearby Canadian Tire.

I didn’t get a photo of it, but I got their last heat mat! That came out to $50.39 after taxes. It took me a while to find it!

That done, it was across the street to the Costco. Before going in, I filled my gas tank. The Costco price for regular gas was $1.339 Everywhere else was either $1.549 or $1559 What a difference! It still cost me over $60 to fill that tank, though.

From there, I could finally do the Costco shopping. This is what $678.73 after taxes looks like.

This is 37 items. My total discounts from specials was a whole $10.

Ouch.

The biggest expense in there was, as usual, the cat food. Four 9.1kg bags of kibble and two 48 count cased of wet cat food. And we’ll still need to get more kibble from the feed store for the outside cats! I always pick those up first, and was at almost $200 before getting a single thing for ourselves.

*sigh*

Along with the kibble, the stuff I left on the flat cart for them to scan, there’s 5 pounds of butter, two blocks of cooking cheeses, a liter of whipping cream, a double cream brie and a double flat of 60 eggs. Then there was a case of Coke Zero for my husband and I, plus a case of energy drinks for my daughters and I. My older daughter reimburses me for those. Plus, of course, the requisite package of toilet paper.

As for the stuff on the belt, there’s two cases of Sweet and Salty mix of granola bars that were on sale. One for my daughters, one for my husband and I, though I won’t be eating any of those until after Lent.

There’s a panini pack of sandwich meats, frozen pierogi, frozen pork buns and frozen Pizza Pops. I also picked up a couple of 3 packs of Spam for the pantry, and a large pork blade roast.

I was looking at the beef, but the prices were shockingly high. In the end, I did get a package of lean ground beef – normally, I get extra lean – that I will be splitting up into thirds and freezing. Even that cost most than double what it was, just a couple of years ago. We still have a bit of beef from the 1/8th beef share we got back in January, but it’s mostly steaks, and we’ve been saving those!

Let’s see… what else did I get.

There is some Lactase for my lactose intolerant family, a jar of pickled asparagus, two large jars of mayonnaise, two packs of tortilla warps and a case of baked beans. I also found a jug of the Platinum Dawn dish detergent. I usually buy the biggest, cheap dish detergent, and we do still have lots of that. Since we’ve had issues with stuff building up inside our drain pipe from the kitchen, and the plumber recommended using Dawn in a weekly treatment to keep the pipes clear, we’ve been using this stuff more. It’s more expensive, but it does actually clean better, and helps with the plumbing, too, so it’s worth the extra cost.

That’s it. That’s everything I got this time. I didn’t even go through all the grocery aisles, because I was getting close to my budget and hadn’t even picked up meats yet. Thankfully, I’ve been taking advantage of meat or bread sales when I could, so when we unloaded and put everything away, our fridge and chest freezers were both full.

Now that we’ve got that multi-function toaster oven, I’ve been on the look out for more heat-and-eat type stuff that will allow my husband to prepare things for himself, giving him at least a bit more independence, while also accommodating his pain levels and mobility issues. Most of the options are just too expensive, though. Even if I had the budget, I wouldn’t be willing to pay those prices! It does irk me that beef prices are so high. Especially knowing it’s directly because of the extra costs our own federal government has been putting on our farmers and ranchers. We’ve got an election coming up. Hopefully, it will be an honest one, and we’ll have a new federal government soon, but frankly, I don’t expect it. I’m pretty sure the results have already been bought an paid for, just like our media.

But let’s not go there, or I’m going to end up ranting about our ludicrously corrupt federal government.

Anyhow…

That is our stock up shopping for today. I did get a few extras for the house and the garden, but most of it was pretty standard stuff.

While I expect the cost to be high when we’re stocking up for an entire month, these trips are getting really painful on the budget.

I admit, though, it would be a lot easier if we weren’t taking care of so many cats!! There’s going to be another $200 or so spent on 40 pound bags of kibble at the feed store, still. That could buy a lot of groceries!

*sigh*

The Re-Farmer

This is what $430 looks like – and they’re going to do it!

/ Re-Farmer / 2 Comments

I was going to do a Costco trip today, however by the time I reached my mother’s town, I changed my mind. Road conditions and blowing snow was getting worse the further south I went, so I just got some gas, then went to a nearer Walmart. Costco will wait for another time.

Which turned out to be a good thing, because the trip was shorter. I was just leaving the store when I got a message from my brother. The roofers had called! They wanted to come by today and at least drop off the materials for the roof, if not get started on the work. They’re going to get it done before winter is officially here! They have not yet arrived, but I am glad to be home to be able to keep an eye on the security camera live feed. The gate has been left open, and we will be leaving it open, at least during the day, until the job is done. Everything is weather dependant right now.

Also, WordPress just let me know that this blog has hit 100,000 views! Thank you to everyone who has visited with us, and especially those who like what they see enough to follow and comment, too. It is really encouraging, and greatly appreciated.

So that’s our amazing news!

Meanwhile, I ended up picking up more than I originally intended today. This is what $428.74 (after taxes) looks like.

I got another four 10kg bags of kibble. Normally, with the four I already got, I would say we are stocked up for the month, but we have more yard cats this year, and they always need more food in the winter. The cat lady was going to see about getting some donated cat food for us, so that will be a help, but I’m not going to count on it.

If I’d made it to Costco, I would have picked up a case of 48 cans of wet cat food. Instead, I got two cased of 32 cans. That makes three cases of that size for the month. I’d love to be able to get some wet cat food to the bitty babies, but that would be difficult to manage with so other cats around, and we just can’t afford to buy enough wet cat food for them all.

All Purpose flour was on sale – $8.97 instead of $11.97 – so I picked up an extra bag. Stove Top Stuffing was also on sale for 87 cents, so I got a couple more boxes for our pantry. With all of us being sick for the last while and not having the energy to cook much, we’ve been going into our quick eats supply, so I got more of the ramen type noodles and canned tomato soup to replenish the pantry.

Other items for the pantry include toilet paper, facial tissues, feminine hygiene products, and a couple of tubes of toothpaste.

There was a really good sale on whole chickens, so I got a couple of those, along with eggs, rye bread, a bag of clementines and a new flavour of coffee creamer for the girls. I picked up a 12 pack of cranberry ginger ale as a treat, along with a big box of granola bars.

Some unplanned items included a shower curtain and shower curtain liner. The cats have been destroying them, so I sprung for higher quality ones, in hopes they will last longer. Leyendecker in particular keeps trying to eat the fabric curtain hanging on the outside, so I got a plastic one, this time.

I also got a set of 3 wire cubes. I am thinking that, with ones we already have that we used to display inventory, back when we were doing the art markets before our move, I can use them to make a kennel if we can manage to bring Broccoli and her babies inside.

One last extra was a box of religious Christmas cards for my mother. The ones I ordered online for her won’t arrive for some time, and she wants to send cards overseas, so I got these for her. Then, when I was paying for it all, I added a donation to the children’s hospital, too.

I swung by my mother’s place to drop the cards off on the way home. While there, I told her the news about the roofers. She was not happy, because if they put the shingles on now, they will all crack in the cold. Clearly, they have no idea what they’re doing. She then demanded (again) that we have a warranty, and that it’s in writing. I keep trying to explain, it’s all going to be there in the contract, spelled out in detail, but she refuses to believe me. I get the impression she thinks there is not actual contract; that it’s all being done with no record. Which might be what she’s used to, considering who they’ve hired in the past, but my brother and I would not hear of calling a local guy that has a reputation for being very drunk while he works.

Since I’d finished my shopping before I got the message from my brother, I made another stop at the grocery store near my mother’s place to get a few things I’d intended to do on another trip. When the roofers are here, I’d like to have hot food and coffee going for them; it’s not like there’s anyplace nearby they can pop over for their breaks and lunches. So I got what I needed to make a chili for one day, and a stew for another and, when I got home, I brought the meat for them out of the freezer to start thawing.

So that shopping, rounded up to donate to a local food bank, was another $40.

Finally, I stopped at the post office on the way home, as my husband was hoping a package for him had arrived early, but it did not. Since I was there anyhow, I picked up some Christmas treats out of the booze corner; some alcoholic eggnog, and a sampler of tiny, uniquely flavoured drinks, which added another $47 and change to the day’s total.

I’m still going to need to do a Costco trip, plus a trip to Canadian Tire to get the stove pellets we use for litter, but nothing is urgently needed.

It’s past 4pm as I finish writing this, and the roofers have not yet come by with the supplies. I’m not really expecting them to make it tonight, but who knows! Tomorrow is supposed to reach a high of -15C/5F, and be mostly cloudy. The day after (Sunday) is supposed to reach a high of -5C/23F with “snow showers”, then start getting quite a bit colder again.

This is not going to be a pleasant job for them to do!

The Re-Farmer