Of all the inside cats we’ve had over the years, none has taken to cuddling with me at night like Nosencrantz has! She is very particular about it, and she has actually started to “bully” me to get with the routine! She goes to her corner of the bed which, unfortunately, she starts kneading, which I don’t want because she’s going to put holes in my sheets. Then she sticks her face into my hand, demanding I pet her head. Especially around the eyes. And if I’m doing some last minute checking of my phone before putting it on the charger, she will bash at it with her face until I pet her!
Then she spins around, shoves her head into my hand again, then drops her body down on my arm, the back of her head and neck in my hand, and stretched out to my elbow, while demanding I continue to pet her face with my fingers cupped around the back of her head! Since she also starts kneading again, I usually end up having to use my other arm to grab her front paws to stop her. End result, she’s tucked into a nest between my arms, and happily goes to sleep.
Sometimes when I get up in the morning, she stays, even after I straighten the covers over her.
Of course, all my bedding is absolutely covered in fur. It doesn’t even wash out completely anymore, it’s so stuck into the fibres!
It’s a good thing she’s so darn cute, because she’s such a pain in the butt, too! 😄
Tissue is quite enjoying the warmth of the sun – and so far, none of the cats seems to have tried to destroy the smaller plants that have been temporarily moved onto the shelves that will soon be holding seedlings.
Soon, she will not be able to spend time on the window sill in this room! My daughter and I finally made it to the city to pick up what we need to make the cat barriers (which my other daughter is paying for, sweetheart that she is!).
And I’m looking forward to having a carpet that doesn’t get completely covered in cat hair and the bits of rope torn off their scratch tower, immediately after vacuuming.
We’ve got three sizes of boards. We were going through the cheap contractor grade pieces, and it was hard to find any that weren’t damaged, or wonky.
We also got chicken wire, aka: hex wire, instead of the hardware cloth I wanted to get. It was the only thing they had that was wide enough and long enough for this.
We’re actually doing a simplified version of our original plans. Instead of a box frame for the entry, then a door frame inside, and finally the door, we’re just going to do a box frame and a wide door.
For the box frame, we’ve got 1″ x 4″ boards. The frame is meant to slide into the entry into the living room, with self adhesive foam on the sides to hold it in place, but still allow us to remove it, if necessary. The problem was, we couldn’t find the thickness we needed. There is moulding at the top and bottom of the entry, so the foam was supposed to fill that gap. After debating our options, we decided to go with the thickest they had, and we’ll remove the molding from the bottom of the entry and make the box fit top to bottom more snugly. It won’t be completely snug; when the girls measured the space, they found a half inch difference between the top and the bottom!
For the door, we’ve got 1″ x 3″ boards. We will also need to create a barrier for an opening in one of the shelf dividers, so we got 1″ x 2″ boards as well – one of which will also be used a side jamb.
We spent some time looking at our latch options and ended up going with a simple hook and eye latch. We decided against getting a handle. We had use the latches as handles, but if we really wanted a handle, I’m sure we’ve got something lying around the house somewhere.
Unfortunately, it does look like the hinges I picked up will be too wide. Possibly. If we do have to get smaller ones, I’ll be sure to pick up three hinges, not a set of two.
Securing the chicken wire was another thing we had to consider. We’d both bounced around the idea of sandwiching the wire between boards, but we’d basically double the wood need for the door, so we’re going to make it the same was as the barriers we’ve made for the basement doors; The horizontal boards will overlay the verticals, with the wire sandwiched between, and the rest of the wire will be secured with something else.
My thought had been to use small U nails (I think some places all them staples), but they didn’t have any small ones. The alternative is to use actual staples, but our staple gun isn’t very strong, and we’ve found the staples pop out way too easily. So we looked at staple guns, only to find that ours was there, and is a heavy duty gun. So we ended up getting stronger staples, instead! We’ll see if that works. If it doesn’t, I know where to go in town, where I can get what I was originally thinking of, in bulk.
I might need to go into town, anyhow. I think what we have at home is all too large for the size of wood we are using. The cats have knocked most of the boxes off the counter in the sun room, anyhow, along with all sorts of other things now scattered around the floor in there – and we won’t be able to clean it up until we can take things like the table saw and my husband’s walker, outside, so we can get at it all.
Meanwhile, construction starts tomorrow. Hopefully, we’ll be able to get both the doorway and the shelf opening done, and we can finally have cat free space for more seedling trays, and not worry about them being destroyed! And hang the shop lights we will be using as grow lights from the ceiling without worrying about cats jumping on top of them. We have seeds that need to be started indoors 12 weeks before last frost, and that’s in four days.
In other things, I got an email from my bank this morning, congratulating me on getting approved for the low limit credit card I applied for (and approved for) last week, and letting me know it just got mailed. I was also informed that I could start using it right away – if I just get the Apple Pay app and set it up through my online banking.
No, thankyou!
For the card I chose, there is no annual fee, however there is also a 21 day interest free grace period on new purchases. As long as I pay off any and all new purchases within 21 days, and never use cash back, I could theoretically never pay interest on this card. Since I plan to only use it for purchases within budget, and pay it off right away, that should actually work out.
On another unrelated note…
One of the things we got done today was set up an eye exam appointment for my younger daughter. I was going to wait until my husband and I got our tax returns, and we’d get glasses for all four of us (which we planned to do last year, but ended up with unexpected bills, instead). Unfortunately, my daughter’s glasses have gotten so scratched up, she can actually see better without them than with! I’d been told that in our current province, eye exams are covered by the provincial health care plan, once every two years. When I called and asked about it, however, it turns out that it’s only partially covered – and the remainder that we would pay is $105. !!! I hate to think how much it would cost if it wasn’t partially covered! That is massively more expensive since we last got our eye exams. At least I’m still covered 90% by my husband’s health insurance, and I confirmed that they direct bill.
We just have to get our taxes done. I picked up different software than the TurboTax we usually use and did try to get it started, but quickly gave up. I had to manually include the T4A to their list of different T4s (I had no idea there were so many), but while I could input how much he paid in taxes, there was no line for his disability income. The line number on his T4A simply doesn’t seem to exist in the software, which makes no sense at all. There was also nowhere I could input that I qualify for the caregiver’s tax benefit, nor anywhere for my husband to include that he gets the disability tax credit.
It takes a lot to be even worse than TurboTax.
Frustrating.
Ah, well. It’ll get done, and the sooner the better!
What a gorgeous day it is today! As I write this, we are at -2C/28F, with beautiful sunshine and next to no wind. Snow is melting all over the place! Including our nice new roof – with not a single leak into the sun room!
I’m not sure how many cats I saw this morning – I lost track after 20. That long haired tabby even let me pet him, as he followed me up the driveway. On the way back, I spotted The Distinguished Guest, tucked into a path in the snow, waiting his chance to come closer to the house and get some food.
I got a message from the garage, letting me know our van was ready to pick up. The final bill was $216 and change. It meant setting a little bit less aside for our “car payment”, but not by much.
We got to talk about his trip to the auction, and no, he was not able to find anything, and he was able to explain the issue.
We actually got approved for a larger amount loan than the cost of the vehicle we were interested in. The problem was that the monthly payments would have been $750 a month, because of the interest. As my credit score is so bad, the interest rate would have been 29%. Which is insane. To get a vehicle that meets our needs, with payments we could afford, that was also 2014 or newer, with a maximum 180,000 km… well, it just doesn’t really exist.
Of course, right now, we have nothing to improve our credit rating. We have no debt. No rent or mortgage. Nothing that would improve our credit rating.
His suggestion?
Get a credit card.
More specifically, get a card with a $300 or $500 credit limit. Max the card out every month, and pay it off every month. Which we could easily do with a single Costco shopping trip. In 6 months, we’d have a good credit score. Together with the money we are setting aside every month towards a down payment, he’d be able to get us a much newer and better vehicle, with payments within our budget.
While we were talking, his mechanic joined the conversation. He knew full well what we were going through. Thanks to the lockdowns, he lost his small trucking business 2 years ago. It wiped him out completely and, of course, his credit score was wrecked. He wanted to get a loan for a truck to start over, but couldn’t get one. He got himself a $500 credit card, maxed it out and paid it off every month, and it repaired his credit rating enough that he was able to get a lone for a truck – and those things go for about $200,000!
It’s basically the only way we have available to us to repair my credit score, so when I got home, I went online with my bank and started looking up what was available. Once I got to a certain point, though, I decided I needed to talk to someone, so I called it in. As I spoke to the representative, he told me the main issue was that I have no income – it will be based on household income. My chances of being approved was pretty low, but I could apply for a secured credit card. That, however, had to be done in person. He recommended I do that, rather than continue trying to apply over the phone.
Well, it was early enough in the day, so off I went to the nearest branch, in the town my mother lives in. I tried calling my mother to see if she would need groceries, but got no answer, so I took her car just in case.
I got in to see someone fairly quickly and explained our situation. We started the application for a secured credit card. The down side of this is they work it by locking the amount – in this case, $500, which is their minimum – in our account, so that if we ever reneged on a payment, they would get their money out of the locked funds. However, she suggested we go ahead and try for an unsecured account, first, and see how it that went.
Much to my shock, I got approved for a $1000, unsecured credit card!
I asked if it could be reduced to $500, which she was able to do.
I should be getting my card in 7-10 business days.
The whole thing was shockingly painless!
Once it comes in, it will be used only for gas and groceries, within our usual budget, that’s it!
With that done, I finally managed to connect with my mother and popped in for a visit. She only needed a few things, so I just ran out and picked them up for her. She commented that she wasn’t feeling that well, after the procedure – then started to tell me again that if they couldn’t do what she was there for, because she was on blood thinners, then what was the point? I told her, she was there for the scope; the taking of samples would have been only if they found something of concern, and for that, they would have had her come back. She started to get angry and insisted she never left the room and never had the procedure. She watched other people come and go, but not her. I explained the light sedation to her, and told her I don’t remember getting my bronchoscopy, either. Turns out she’s working herself up to thinking that the stuff they sprayed in her mouth, and lying about doing the scope on her, and her now not feeling as well is them trying to kill off old people to save money.
The sad thing is, I can’t fault her for thinking that. However, our “wonderful” health care system is now using MAiD – Medical Assistance in Dying – for that, so there’s no need for the elaborate scene she’s building up in her mind. So far, no one has tried to talk her into offing herself, at least. It’s a good thing we don’t live in BC. 😕
Anyhow, I temporarily mollified her, but I know it won’t last long. Aside from that, it was actually a really good visit, and I even got to talk to her about our plans for getting chickens (which she enthusiastically supports), and to make it so that if things happen, like the power going out for a long time, we’d be okay. Every time I bring that up, she starts talking about being able to use the old wood cookstove in the old kitchen, and I had to explain to her again, how badly damaged it is, and why it would be wildly unsafe to use it, even if we did manage to repair it. We may some day be able to fix it up, but until then, there are other things that we can do that we can do ourselves, at little cost, like building and outdoor kitchen under a shelter. In the past, she would have mocked me for the things I was talking about, but she doesn’t do that anymore. Since we’ve moved here, she gave us the hardest time over our plans, because they were so different from how she did things, and she didn’t believe we would actually do them. One example being the retaining wall I wanted to build at one end of the old kitchen garden. When I described to her what we had in mind, she laughed out loud. Then she told me how the family that used to live across the road from here (no one lives there now) had all sorts of grand plans for how they wanted to fix up the property, with retaining walls and garden beds and more. In all the years they lived there, they never did any of it. Therefore, neither would I.
Then I build the retaining wall, and we did several other things I’d told her about that she laughed at me over, or even became angry over, because she would not have done things that way. But they worked. So now, she no longer laughs.
Progress!
For now, anyhow.
So it’s been a pretty productive day, even if not in the ways I expected or planned on!
Of all the long haired cats, this one somehow managed to be the scraggliest. His fur doesn’t seem to be matting. I’ve often seen his fur covered in frost. It makes me think that, after being in the cuddle pile, his frost dampened fur go serious bed head. 😄
I so want to brush him, but he won’t let anyone touch him!
Also, the cats have knocked almost everything off the counter shelf, which was mostly containers of screws, quite a few things off the window shelf, and dumped numerous containers out of the cube shelf under the bathroom window. None of which we can properly cleaned up until the snow is melted and the ground dry enough to move stuff outside, and we can start closing the sun room doors again.
What I found when I looked out the kitchen window this morning.
The babies were running all over the branches, enjoying the sunshine and mild temperatures!
The cats are going to miss that tree when we finally have it cut down. This is a job to hire experts for, since it’s so close to the house and overhanging the roof again. We can see that it’s been cut back a few times, but still left to regrow. Unfortunately, there are now cracks in the basement wall under the kitchen from the roots, and a number of patio blocks are lifted out of place. Still, I’d like to keep enough of the trunk to turn it into a bench or a table. Preferably a table.
Anyhow.
I’m home!
Technically, I should still be at my mothers for another hour, but she was feeling so good, she basically kicked me out. 😄 She slept really well, has no residual pain or discomfort from the scope, and is just doing great overall.
The only downside is that, while she was still in the recovery room, they told her there was something they didn’t do, because she was on blood thinners. The blood thinners the doctor’s notes specifically said she could keep taking. When she first told me about it, she was still pretty confused. Recovering from being partially sedated certainly didn’t help. However, they gave her a letter with recovery instructions to take home. While she was napping, I took a look, and there was a note about it. They did not take any samples while doing the scope, because she was on the blood thinners. Which makes sense, since taking samples could have left her bleeding.
The problem is, the more she thinks about it, the more she’s convincing herself that the procedure was a waste of time. She went through all that preparation for nothing. She’s forgetting that the reason she was there was for the scope. The doctor did say that they might want to take samples, too, but not necessarily. Considering that his notes said she didn’t have to stop taking her blood thinners, clearly he did not see it as an issue. However, my mother no longer remembers much about what he said, and is busily rewriting everything in her mind, because they told her that they didn’t do something extra.
Well, I need to call the doctor and make a follow up appointment for her. Hopefully, he’ll be able to reassure her.
The main thing is that it’s over and done with, and everything went well!
As for staying with my mother, that was… mostly good. She tried to go on some racist rants a few times, but I’ve learned how best to cut that off. When I told her I’d brought my own Lent food, she started telling me that that was only Friday’s and Ash Wednesday. It took me a moment to figure out she was talking about the traditional fasting from meat on Fridays. So I told her, that’s not what I was doing, and explained about cutting sugar and starchy food. She quite enjoyed the food I brought – I made sure to bring enough to share – but kept trying to offer me bread or cookies! Which I didn’t mind to much, since I was actually expecting her to become angry and start lecturing me on how I was doing it wrong somehow. So it really did go well, overall!
Now that I’m home, it’s time to get busy. On the list is contacting the garage before arranging to get the van brought in – and find out if he had any success at the car auction!
Butterscotch has discovered the window shelf! She doesn’t spend much time there, but enough to keep Nosencrantz from using it as often. 😄 So far, the only other cat that’s checked it out is Potato Beetle, and he does just that – checks it out, then leaves.
At the moment, I’m taking a bit of a break from preparing for spending a day and a night at my mother’s. This will be the first time I’ve been away from the farm overnight since we’ve moved here! Which means I’ve been spending a fair bit of time digging around, trying to remember, where is my travel toothbrush? Do I still have a travel toothbrush? Oh, there’s a case for a full size toothbrush. What smaller bag should I use to pack into, and how much will I have to dig to find it behind the barricade made to stop the cats from using the suitcases and scratching posts? Does my husband have an extra pill case I can use for my meds and supplements?
It’s just an overnight trip, but it’s an overnight trip to my mother’s which puts a whole new level of considerations. Plus, I want to stick to my Lenten fast while also not depleting my mother’s grocery supply, so I’m not only bringing food for myself, but enough to share with her. She won’t be able to eat for at least 4 hours after the procedure, since they are going to be freezing her throat, so she’s going to be hungry.
I ended up making a quick trip into town with my mother’s car for a few things for my overnighter, plus a few extras until I can make my next city trip. That will, at the very least, have to wait until after the tire on the van is fixed. Hopefully, our mechanic will find something suitable at the auction that the financing company will accept for the loan that’s already approved. So many things are getting delayed or side tracked because of all the problems with the van!
I am so thankful we have my mother’s car that we can use as a back up vehicle. It’s been needed often enough to be worth the extra expense. Living out here, having two vehicles is a necessity, not a luxury.
Meanwhile…
While tending the seedlings in the large aquarium greenhouse, I graduated the drum gourds that germinated first. They’re getting tall enough to need more space from the lights, so that one pot has been moved to the lower tray that the onions and luffa are on. I almost, kinda, maybe, think I could see new growth in the one last pot with drum gourd seeds!
Now, in theory, I really should thin out one of the seedlings in the pot I moved. The problem is, they are both so very strong and healthy! Meanwhile, the second pair of seedlings are still recovering from being stuck in the hulls of their seeds and are not looking anywhere near as healthy yet. So I am keeping both and, when it’s time to pot them up, will thin by transplanting one out into its own pot, while the other can be potted up without removing it from the biodegradable pot. Hopefully, the one that gets thinned out will survive. The more seedlings I can keep alive until it’s time to transplant outside, the better our changes of having at least one plant survive transplanting and maybe even enjoy a full growing season!
I took a closer look at the tiny little zucca seedling. There was still just an “elbow” showing, but something seemed odd about it.
Where those roots?
Yup.
I very gently poked around in the soil and found the seed leaves were still thoroughly encased in the hull, which was trapped enough by the soil that instead of the leaves lifting up, the root end was being pushed out! So I very, very carefully and gently uncovered the seed hull encased leaves while covering the roots – only to accidentally reveal a second seedling working its way out, too! That one was also still stuck in the hull, so I loosened the soil over that, too. Once they’ve gotten large and strong enough to fully emerge and start standing upright, I will gently remove the hulls, like I did with the second pair of drum gourds that germinated..
I’m just babying these suckers! 😂
I am just itching to start more seeds but, for what we’ve got, it’s still a bit too early.
Well, break time is done. Time to go dig out a bag to pack for tomorrow.
Just mashed together in that corner! Adorable. Later on, the entire bench was covered, and there was even one on the camp chair next to it.
This morning, I couldn’t even get a head count, they were all running around so much. It wasn’t any warmer, yet, but they seemed to be really enjoying the bright sunshine!
While doing my rounds, I made sure to check on the van.
*sigh*
What I found yesterday that looked like was the likely damage is now completely hidden. I’ve contacted our mechanic to let him know I won’t be home on Monday, when he was hoping to call me if he’s been successful in finding us a replacement vehicle, and also let him know we’ll be bringing the van back to get the flat fixed sometime next week.
I don’t even want to think about it right now.
Tomorrow, I’ll be prepping for staying overnight with my mother, including bringing my own food. Probably drink, too. I’m hoping she’ll accept my Lenten fast as the reason for that, but it’s not her idea of fasting, so I’ll probably be given a hard time about it. I also just don’t want to be eating her grocery supplies!
So today, I’m going to basically take a break and enjoy a quiet day. It’s going to be a while before I get another one!
Checking the trail cam files this morning, I discovered our piebald deer isn’t the only one that got attacked by burrs!
These had gone by just before I got to the camera, and I never saw them!
That one deer not only has a tail full of burrs, but more stuck on its face.
I also saw our piebald caught on the gate cam, but only going in, so I couldn’t see if her tail was still full of burrs.
In other things, I’m still hoping to get a call of approval about financing the vehicle, so when the phone started ringing this morning, I was quick to answer.
I should have known better, considering how early in the morning the first call came in.
It was one those recorded “I’m Dave from Amazon…” scam messages. It’s bad enough that they call so early in the frikkin’ morning, but we got the same call again! It was the exact same recording, but call display showed it was from a different number.
*sigh*
Meanwhile, I’m happy to say that we now have two more drum gourds germinating, both in the same pot. They’re not quite free of the soil, yet, so I haven’t tried to take picture, yet. The first two are looking nice and strong. We also had a new little pepper sprouting in the pot with the first one that sprouted. There’s still one cell with no sprouts at all, and still no sign of the zucca melon. They can take quite a long time to germinate, but with how cold the house is, even on the heat mate and under the lights, I think it’s still a bit chillier than they prefer. We shall see.
I’m not going to spend the rest of the day with the phone chained to my hip… 😂
So… this is what we have to entertain us when we’re using the bathroom.
The nice thing is that, while we are at -22C/-8F outside, the thermometer in the sun room was reading 0C/32F at the time I took this photo.
In other things, we got an email from the financing company about the Caravan. For proof of income, I’d sent a copy of the annual letter my husband gets from Sun Life, confirming our payments for the year, but for CPP Disability, all I had to sent them was a pdf of our automatic payments into our joint bank account. As of yesterday, the lady with the financing company thought everything looked fine.
Well, almost.
The pdf I sent was for only 60 days. The lender requested one for 3 months.
So I sent them in a 90 day statement. I even thought of doing that from the start, but they were asking for pay stubs as proof of income, so I was just hoping a bank statement would be good enough. Ah, well.
Considering the time right now, I figure if we’re going to hear anything either way, it’ll be tomorrow at the earliest.
Once again, I’m really REALLY hoping this pans out. I had to make a quick run into town today and, once again, the van did NOT want to start. For all its problems, though, I’m more comfortable driving the van in this cold, then my mother’s car.
We’re looking at going into the city for our first big stock up shopping trip for March, on Friday – the day after tomorrow. Which would be a van trip, due to the sheer volume and weight of such a trip being too much for my mother’s little car. It would be so awesome to be able to make the trip in the replacement vehicle, and not worry about whether or not our van will start!
Well, the cold snap we were predicted to get has been dipping to temperatures colder than predicted! This morning, when I did my morning rounds, we were at about -28C/-18F, with a wind chill of -32C/-26F We were mostly sheltered from the wind, though, and it was bright and sunny, so at least in our little microclimate, it felt a bit warmer. Still, the yard cats were thoroughly mashed together on the swing bench in the sun room for the night, keeping each other warm!
This picture was not from this morning, though. This is from when I got back from town this afternoon.
This is the little one the girls have named Colin (Mochrie), because of his “hairline”. There’s another little white and grey one that is not friendly, but loves to jump up on the shelf under the bathroom window and peek in. My daughter says he looks just like Tissue, but haunted, so they’ve named him Dryer Sheet.
So… among the calicos we had Cabbages, and now have Broccoli, mother of Brussel and Sprout, and we have grey and whites with the tom, Shop Towel (aka: Sad Face), father of Tissue and now Dryer Sheet (along with 8 other white and greys, including Colin).
Coming up with names for the cats has been a lot of fun! 😁
Anyhow…
Before I headed out this morning, knowing I’d be away in the afternoon, I contacted the hospital about my mother’s appointment. We have a date, but not a time. I ended up emailing them, but they did call back fairly quickly. Once I got those details straightened out, I phoned my mother and let her know. She was not happy to hear she had to be there for 9:15 in the morning, and was wondering why it was so early. *sigh* When we spoke yesterday evening about it, she was going on about how it’s winter, and it’s so cold and it’s so far away… We’re actually supposed to be back up to just below freezing by then, and it’s not that far away at all. She’s just gotten used to not getting up until 10am, and is really not looking forward to the procedure!
But, that’s all been worked out.
Then I got a message from the garage, about our financing application. The financing company wanted proof of income, including my husband’s most recent pay stubs, and confirmation of disability income from both Sun Life and CPP Disability.
My husband hasn’t have pay stubs in almost 10 years. He did get his annual letter from Sun Life, confirming his payments for the year, last month, so I was able to take a photo of that and email it in. As for the CPP Disability payments, we have no letter for that, so I sent in a copy of our automatic payments and deposits from our bank. If that wasn’t enough, I’m not sure what else I could have sent them. He did get his T4A from CPP Disability (still waiting for the one from Sun Life before we can do our taxes), so maybe I could have sent them that.
I got to the garage quite early, so I dropped off the key, talked to them for a bit, letting them know about the problem with the van not wanting to start, and that I’d sent in the required information for the financing application. Then I was going to go to the restaurant next door for lunch. It turned out they had been open during the holiday yesterday, so they were closed today – normally, they’re open 7 days a week. The next closest restaurant was quite a few blocks away (one thing about this being a tourist town: there are lots of restaurants, but they’re almost all closer to the beach). It was a nippy walk, that’s for sure!
I was back at the garage about an hour later, and the van was almost done. The owner was constantly on the phone, or answering text messages, or looking up parts, etc. the entire time I was waiting! After his mechanic finished with the van, he did a final scan using their shop tablet (that thing is so solid, they could probably throw it across the room, and it won’t break!), but that got delayed because they had to update the software! Of course, when the scan finally got done, there were a whole lot of codes that came up, which he cleared. The main thing is that, with the new sensor for the temperature gauge in, that’s one code that was fixed! At least I’ll know if the engine suddenly starts overheating or something.
As he was getting my invoice ready, we talked about the financing again. I really hope it comes through. As I told him, as much as I don’t like the idea of having car payments again, I much prefer that and having a vehicle that I at least know will start! It turns out one of the calls he had earlier was from the financing company. Since I was there, he’d told them that if they needed anything else, he could ask me right away. He was told everything looked good, and the application has been sent to a bank.
Now, we just wait.
At this point, either we get approved, and I’ll just need to send them a voided check, which I can do by taking a photo of one and emailing it in, or we get turned down and that’s it.
We are SO close. My biggest concern is that we do get approved, but the monthly payments are higher than we can afford. Yes, my older daughter has said she will help with the payments, but I’m calculating as if that’s not going to happen, just to be on the safe side. Her income is all commissions based, after all, so how much she makes a month is variable.
In all honestly, right now, I just want to get an answer, one way or the other. It’s this hanging in the air, waiting, that is most frustrating. Especially after what happened last time, with the other financing company. In the end, though, not getting that vehicle doesn’t bother me much. The Caravan is much more suited to our needs.
We’re one step closer. It would be awesome if we got an answer tomorrow!!
The Re-Farmer 