I’m running a little short on sleep right now. Things did not turn out as planned, and I had to cancel the truck appointment for an oil change and diagnostic.
Before I get into that, though, here is this afternoon’s harvest.
I was quite pleased to have such largish harvests, two days in a row! Those are our first Forme de Coeur tomatoes in there, along with more Chocolate Cherry tomatoes. There’s a few sugar snap peas – those plants are somehow still producing! – and all three types of beans we planted this year.
I harvested in the afternoon rather than the morning, because I was busy with something else. I got the girls to water the garden for me this morning, too. The only thing I was able to do was feed the outside cats, while the girls tended to eye baby (we are out of eye drops, so I’m extra glad we have the oral antibiotics now!) before setting her outside.
The why of it needs a bit of background explanation.
You know how, when you walk into some stores, there are people who come up to you offering applications for credit cards?
I’ve said no to these for years, but one recent trip to Canadian Tire, I figured, what the heck. I’ll apply – while fully expecting to be turned down.
Much to my shock, I was approved for a Canadian Tire Mastercard.
It took about a week or more for the physical card to arrive, and then there was the process of activating it, getting things set up and so on. This meant I also got quite a few emails from Canadian Tire, with activation notifications, approval for this, set up for that, all along with the usual emails I get from them for sales and surveys and “rate your purchase” stuff. Some of these emails didn’t need to be addressed immediately and were set aside for later.
For those who don’t know, Canadian Tire has its own currency. You used to be able to get Cdn Tire money of various denominations. You could use the bills – legal tender recognized only by Canadian Tire – on your next shopping trip, or donate them to charity in bins that were set up by the exits.
Eventually, they switched to digital versions and you could collect your reward money by using a card of key fob with a bar code on it, just like other loyalty cards out there. Over time, it became the “Triangle” rewards card, which could be used at a number of different stores, and use the collected digital currency to buy things at those stores. When it comes to the Cdn Tire Mastercard, using it allows for collecting the digital money anywhere it gets used. I already had a Triangle card, but we don’t shop at Cdn Tire all that often, and don’t shop at the other stores at all, so the reward cash doesn’t accumulate quickly.
Costco takes Mastercard only.
For the amount we spend there, it would actually be practical to use the Cdn Tire card and collect the rewards cash faster. If we save up the digital money long enough, we could use it to make major purchases.
As long as I can avoid the credit card trap, of course!
Anyhow, loyalty points and rewards is part of the whole thing, and some of the emails I got were about that.
Well, yesterday evening, I had gone through some of the older emails from Cdn Tire I had set aside and followed through with them.
I blame missing what should have been obvious on the fact that it was almost midnight.
Later, while getting ready for bed and in the middle of my devotions, one of those emails popped into my head.
Something didn’t seem right.
I tried finding the deleted email on my phone but couldn’t, so I went onto my desktop to go through my email. My computer is on all night these days, playing purring sounds to sooth eye baby during the night, so it was already up and running.
I found the email.
I went through it, checked some things, but couldn’t be 100% sure there was an issue. My card information, however, was now associated with it, and I was now 99% sure it was a problem.
It was past 1am by this time, and they don’t have 24 hour customer service.
After trying a few times and realizing I wouldn’t get through to anyone until 7am local time, I used the automated system to report my card as stolen. It was the only option I had.
By the time I got back to bed to finish my devotions, it was about 3am.
I didn’t sleep much, and was wide awake by 6am.
I’d already messaged the family about what happened, to be read whenever they were able to. I also sent a text to the garage to cancel the oil change and diagnostic, since I had wanted to use the card for that.
My daughters were both up, so they took care of things I normally would have.
Meanwhile, I logged onto my account and saw that the last 4 digits they make visible on the website were different. I already had a new card number assigned.
To call in, however, the first thing the automated system asks if for the 16 digit card number, then the PIN, before going into the other options. How would that work now that the number on my card was no longer valid?
I also already got an email confirming the card was reported stolen, with a number to call if I hadn’t actually done that. If the usual number didn’t work, I could resort to that one.
Well, it turns out I didn’t need to.
Once I called and gave the 16 digit number, the process was completely different, and was immediately sent to a customer service rep.
Which was exactly what I wanted!
As soon as I heard the operator’s voice, I could tell she was bracing herself. That number would have been flagged as stolen, so right away I said, I reported my card as stolen during the night.
I then explained that my card was not physically stolen, but the number probably was, then explained about the email. The other thing I wanted to do was confirm the pending purchases I’d made yesterday as being legitimate. She spent some time helping me with all that, then forwarded me to the fraud department for the rest.
The guy I spoke to confirmed, that email was not from them. He made sure to tell me I’d done the right thing by reporting the card as stolen so quickly. With these phishing scams, they tend to rack up the charges very quickly. He was able to look up the old number and confirm that no purchases had been attempted, but if I had waited until I could talk to someone directly, he is positive there would have been fraudulent charges.
He then confirmed that the process to get a new physical card for me was started. The request would get sent to where they stamp the cards should get to that location today or tomorrow, and he figures a new card will be mailed by Friday (today is Wednesday). It takes 7-10 business days for the card to arrive in the mail – and next weekend is Labour Day weekend, so it might take about 2 calendar weeks for it to arrive.
Which is fine. The main thing I wanted to confirm is being able to pay off the card at the end of the month, since it’s possible the new card won’t arrive until well after. He checked my billing cycle, and there is no concern about anything being late. Plus, I had already set the card up as a payee with my bank. If I make a payment before the new card arrives, it will automatically be diverted to the new number. Once the card arrives, I can just edit the payee information.
All of that went much more smoothly and quickly that I feared! So quickly, I had to wait until the garage opened at 8 before I could phone.
When I got through and told him I had to cancel, I mentioned I’d sent a text during the night, and our mechanic was glad I phoned, because he hadn’t had a chance to look at any of the texts that came in during the night.
By the time I was done all that, the girls were still outside, watering the garden. My younger daughter had not been able to sleep last night at all, so once they were back inside, they both soon went to bed. As for myself, I only took the time to grab some food, get some laundry started, then went to bed myself.
Funny. I slept much better this time!
By the afternoon, we already hit our predicted high of 27C/81F. I knew there would at least be tomatoes ready to pick, so went out to do the harvest and found myself picking quite a bit more than expected. Even with the morning watering, everything in the garden was all doopy from the heat and humidity!
I did have another surprise, while picking pole beans in the main garden area.
A car stopped on the road and gave a bit of a honk. Then someone came out and started calling out “hello”.
With the lilac hedge in the way, I wasn’t sure if this was someone calling to me, or thinking there was someone at the property across the road from us. No one lives there, but the owners are there frequently.
So I made my way through the overgrown area that’s too tall to mow, to try and see what was going on.
It turned out to be my husband’s prescription delivery! It was a different driver and he was unfamiliar with the area. When he saw me in the garden, he stopped on the road to see if he was in the right place!
I wasn’t expecting the delivery for several more hours!
He then drove around and I met him at the gate. It was my husband’s insulin, so I had to make sure that got into the fridge before going back to the garden!
So… yeah. Today was not at all as planned! But things worked out in the end, and that’s the important part.
Oh, and before I forget…
I’m happy to say that my sparkly hat that the cats got all stinky, survived going through the washer and drier! It’s not meant to be washed that way. I’m sure using the lingerie bag helped.
I’m quite pleased, as it’s my favourite hate!
Since I wasn’t going out today, I did get some more done on the cat isolation shelter, but that will be for my next post!
The Re-Farmer
The Re-Farmer 